First, we're very sorry we were not able to provide you with a qualified offer today. Know that you can always try again after 30 days. 


Many factors go into determining eligibility. We review things like your credit history, FICO score, and income. We obtain this information directly from credit bureaus while performing a soft credit check.


You will receive notice by email outlining the specific reasons why your application was not approved. This email is typically received 24 hours after your application was submitted.  

Before reapplying, review your credit report to see if there are any inaccuracies you would want to dispute with the credit bureaus. You're allowed one free report per year and after applying for credit from any lender. 

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