Does My PatientFi Spending Limit Expire?

Yes, your PatientFi spending limit expires 120 days after you complete your application.

What Happens If My Spending Limit Expires?

If your spending limit has expired, you can refresh it by logging in to your PatientFi account and submitting a request. During this process:

• We will perform a soft credit check, which does not impact your credit score.
• Your eligibility for a spending limit extension will be reassessed based on your current credit profile.

Important Considerations

1. Changes to Your Spending Limit

   • If your credit profile has improved, you may qualify for a higher spending limit.
   • If your credit profile has declined, your spending limit may be reduced, or you may no longer qualify for an offer.

2. Impact of Outstanding Balances

   • Any new spending limit you are approved for will be adjusted to account for any outstanding balances on your PatientFi account.

Plan Ahead for Future Treatments

If you’re scheduling future treatments with your provider, please keep the expiration date and potential changes to your spending limit in mind to avoid disruptions.

If you have additional questions or need assistance refreshing your spending limit, contact our Support Team at (866) 734-5979 or email support@patientfi.com. We're here to help!