Why are the payment plans on my account's payment calculator different than the ones on the website?

Key Differences Between the public calculator and your account

1. General Estimates vs. Personalized Options

  • Public Payment Calculator:
    The calculator on our website provides general estimates based on typical financing terms. It’s a tool to help you explore potential payment scenarios.
  • Account Payment Calculator:
    The calculator within your account reflects personalized payment options based on your credit profile, provider-specific terms, and any promotional offers you qualify for.

2. Provider-Specific Plans

  • Payment plans vary depending on your medical provider’s partnership with PatientFi. Providers may offer specific terms, such as promotional 0% APR financing, which will only be visible in your account.

3. Credit Profile and Loan Details

  • Your approved payment plans are tailored to your creditworthiness and the transaction amount. These details are not factored into the website’s general calculator but are considered for your account-specific options.

 

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