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  1. PatientFi
  2. Loan & Credit Requirements
  3. Loan Terms & Options

Loan Terms & Options

Explains terms and options for PatientFi loans, such as pre-repayment, choosing payment plans, and managing multiple loans.

  • What are the fixed rate term details?
  • What are the 0% term details?
  • Will I still have access to my PatientFi account after paying off my loan?
  • If I pay more than the minimum towards my loan, will my monthly payment decrease?
  • Are there any pre-repayment penalties if I want to pay off my loan sooner?
  • How Are Interest Rates Calculated?
  • When Do I Select My Payment Plan?
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© 2025 PatientFi, Inc. All Rights Reserved. Irvine, California 92618. NMLS ID #1719196 is not a bank. Financing credit is extended by participating banks and credit unions for the purchase of goods and/or services from participating healthcare providers. Loans require an application and are subject to credit approval. See patientfi.com/lending-partners for more information.
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