What Does PatientFi Review During the Application Process?

What Does PatientFi Review?

1. Credit History

Your credit report helps us understand your financial habits and repayment history.

2. Credit Score

Your credit score is a snapshot of your overall creditworthiness.

3. Income and Employment

We assess your ability to afford monthly payments based on your income.

4. Debt-to-Income (DTI) Ratio

Your DTI ratio compares your monthly debt payments to your income.

5. Unfrozen Credit

For us to perform a credit check, your credit report must not be frozen.


Why Is This Information Important?

By reviewing these aspects, PatientFi ensures that we:

  • Offer financing solutions that align with your financial health.
  • Provide responsible lending to help you succeed with repayment.

 

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