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  1. PatientFi
  2. Loan & Credit Requirements
  3. Eligibility & Approval

Eligibility & Approval

Provides information on PatientFi’s credit and income requirements, age limits, residency eligibility, and guidance for re-applying if needed.

  • What Does PatientFi Review During the Application Process?
  • Do I have to remove a credit freeze to apply?
  • Can I apply again after a denial?
  • Does being declined affect my credit score?
  • How do I Re-Apply?
  • Can I Apply to PatientFi Before Unfreezing My Credit?
  • How Long Does It Take to Unfreeze My Credit?
  • Why Do I Need to Unfreeze My Credit?
  • Approval Factors
  • Unfreezing Your Credit Before Applying for a Loan
  • Can Non-U.S. Residents Apply for PatientFi Financing?
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© 2025 PatientFi, Inc. All Rights Reserved. Irvine, California 92618. NMLS ID #1719196 is not a bank. Financing credit is extended by participating banks and credit unions for the purchase of goods and/or services from participating healthcare providers. Loans require an application and are subject to credit approval. See patientfi.com/lending-partners for more information.
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