How Do I Apply?

Applying for financing with PatientFi is simple and designed to be hassle-free. Below, you’ll find step-by-step instructions and important details to guide you through the process.

Step 1: Check Your Eligibility

Before starting your application, make sure you meet these basic requirements:

• • You are at least 18 years old.
  • You have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).
  • You have a U.S. address.
  • Your credit is not currently frozen (see how to unfreeze your credit).

Step 2: Gather Your Information

To streamline the application process, have the following information ready:

• • Your personal information (name, address, date of birth, etc.).
  • Social Security number.
  • Employer and income details.

Step 3: Complete the Application

Follow these steps to apply:

1. Visit Our Website or Partner Provider:

   • Go to PatientFi’s website to find your provider or visit the provider where you plan to use your financing.

2. Fill Out the Application:

   • Enter your personal and financial information as prompted.
   • Double-check all entries to ensure accuracy.

3. Submit the Application:

   • Click Submit to send your application for review.

Step 4: Review Your Offer

After submitting your application:

• • You’ll receive an instant decision in most cases.
  • You can now use our Payment Calculator to see your qualifying offers, including monthly payment, interest rates, etc.
  • When you are ready to move forward, you will want to inform your provider so they can send you a new transaction to accept.
  • Once you accept the transaction, your provider will be paid, your loan will be finalized, and payments will start 30 days from acceptance. (see Accepting Your PatientFi Transaction (Complete Guide))

FAQs

What Happens If My Application Is Declined?

If your application is not approved, don’t worry! We’ll notify you with the reason(s) and you are eligible to re-apply after 30 days.

Can I Apply Without a Credit Check?

A soft credit check is required for all PatientFi financing applications to ensure the best terms for you.

How Long Does the Application Process Take?

The entire process typically takes just a few minutes.

Where Can I Use PatientFi Financing?

PatientFi financing can be used with participating providers for various medical, dental, and aesthetic procedures. Check with your provider to confirm they accept PatientFi.

Need Assistance?

If you encounter any issues or have additional questions, contact our Customer Support Team at 866.734.5979.

We’re here to make financing easier for you!